| ACCOUNT SERVICE FEES |
| Membership Fee |
$1.00 |
| Savings Account Fees: |
| Dormant Account Fee |
$5.00 per month (on balances under $50.00 and no activity for 12 months) |
| IRA Annual Fee |
$14.00 |
| IRA Closing Fee |
$5.00 |
| Duplicate Statement Fee |
$5.00 |
| Returned Mail Fee |
$5.00 |
| If closed with 45 days |
$25.00 |
| Check payable to Fee |
$2.50 |
| Checking Account Fees |
Monthly Service Charge - $300 minimum balance maintained - Over 65 |
$5.00 per month No Charge No Charge |
| NSF Fee (non-sufficient funds) |
$20.00 per item |
| Check Copy Fees |
$7.50 per item |
| Check View Fee |
$2.50 per item |
| Stop Payment Fee (not allowed on Visa check card transactions) |
$10.00 per item |
| Automatic Overdraft Transfer |
$3.00 each occurrence |
| Duplicate Statement Fee |
$5.00 |
| Account Reconciliation or Research |
$20.00 Minimum |
|
Visa Check Card/ATM Fees |
| One-time card fee |
$5.00 |
| Monthly maintenance fee (first card) |
$1.00 |
| Monthly maintenance fee (second card) |
No Charge |
| Replacement PIN’s |
$3.00 |
| Replacement fee for lost cards |
$5.00 |
| ATM fee |
2 free per month, thereafter $1.00 each |
| NSF fee |
$20.00 |
|
Other Service Fees |
| Western Union Wire Fee |
$16.50 per transfer |
| Bank Wire Transfer Fee (outgoing) |
$12.00 per transfer |
| Bank Wire Transfer Fee (incoming) |
No Charge |
| International Wire Fee |
$25.00 per transfer |
| Electronic Funds Transfer NSF Fee |
$20.00 per item |
| Courtesy fax fee |
$1.00 per page |