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Loans | Savings | Certificates

 

 

Loans Rate APR* Term  
Share-Secured Loans 6% 6% n/a Calculator
Signature Loans as low as 8% 8% n/a Calculator
Titled Collateral Loans, New or Used, Any item with a Certificate of Title as low as 4.5% 4.5% n/a Calculator
Visa Classic credit card (No Annual Fee)    12.9% n/a  
Visa Platinum credit card (No Annual Fee)    10.9% n/a  
Overdraft Protection Loans 18% 18% n/a Calculator

 

*APR = Annual Percentage Rate
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Savings Minimum Balance Dividend Rate APY* Term
Regular Savings (Shares) average daily balance under $500 (click) $25.00   0.20% 0.21% n/a
Regular Savings (Shares) average daily balance $500 to $2500 (click) n/a 0.20% 0.21% n/a
Regular Savings (Shares) average daily balance over $2500 (click) n/a 0.75% 0.76% n/a
Checking (Share Draft) average daily balance over $1000 (click) 0 0.15% 0.15% n/a
Plus Checking average daily balance over $2500, 6 checks maximum per month $2500.00 0.70% 0.71% n/a
IRA's  and Coverdell ESA's average daily balance up to $2500  $100.00

 1.20%

1.21% n/a
IRA's  and Coverdell ESA's average daily balance $2500 to $10,000 n/a 1.40% 1.42% n/a
IRA's and Coverdell ESA's average daily balance over $10,000 n/a 1.68% 1.71% n/a

Rates are subject to change without notice, including existing and previously opened accounts under certain conditions.  Dividends are based on current income and available earnings of the Credit Union.

*APY = Annual Percentage Yield
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Certificates Minimum Deposit Dividend Rate APY* Term
3-Month Certificate of Deposit (Term Shares) $1000 .75% .76% 3
6-Month Certificate of Deposit (Term Shares) $1000 .95% .96% 6
12-Month Certificate of Deposit (Term Shares) $1000 .95% .96% 12
24-Month Certificate of Deposit (Term Shares) $1000 1.45% 1.47% 24
36-Month Certificate of Deposit (Term Shares) $1000 1.75% 1.77% 36

Rates are effective 09/01/2010 and are subject to change without notice.  Contact the Credit Union for rates on jumbo ($99,000) certificates.  The early withdrawal penalty is equal to 90-days dividend.

*APY = Annual Percentage Yield
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