Borrowing Rates

Account Type APR
New or Used Auto Loan
2.99% to 18%
Share Secured Visa Credit Card
5% above deposit rate
Signature Loans
10% to 18%
Share Secured Loans
3% above deposit rate
Visa Platinum Credit Card (No Annual Fee)
10.9%
Visa Classic Credit Card (No Annual Fee)
12.9%
Overdraft Protection Loans
18%
Credit Builder
18%

APR = Annual Percentage Rate. Rates are subject to change without notice.

Deposit Rates

Account Type Minimum Balance Rate APY
Regular Savings
$25 0.25% 0.25%
Regular Savings (Avg. Daily Balance above $2,500)
$25 0.35% 0.35%
Checking
$0 0.10% 0.10%
Money Market Plus Checking
$2,500 0.30% 0.30%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.

Certificates

Account Type Minimum Balance Rate APY
6 Month CD
$1,000 0.85% 0.85%
12 Month CD
$1,000 1.25% 1.25%
24 Month CD
$1,000 1.60% 1.61%
36 Month CD
$1,000 1.85% 1.86%
48 Month CD
$1,000 2.05% 2.06%
60 Month CD
$1,000 2.25% 2.26%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice. All CDs subject to an Early Withdrawal Penalty of 60-360 day interest depending on duration.

Retirement

Account Type Minimum Balance APY
IRA's
$100 0.81%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.

Education

Account Type Minimum Balance APY
ESA's
$100 0.81%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.