Borrowing Rates

Account Type APR
New or Used Auto Loan
1.99% to 18%
Share Secured Visa Credit Card
5% above deposit rate
Signature Loans
10% to 18%
Share Secured Loans
3% above deposit rate
Visa Platinum Credit Card (No Annual Fee)
10.9%
Visa Classic Credit Card (No Annual Fee)
12.9%
Overdraft Protection Loans
18%
Credit Builder
18%

APR = Annual Percentage Rate. Rates are subject to change without notice.

Deposit Rates

Account Type Minimum Balance Rate APY
Regular Savings
$25 0.15% 0.15%
Regular Savings (Avg. Daily Balance above $2,500)
$25 0.25% 0.25%
Checking
$0 0.10% 0.10%
Money Market Plus Checking
$2,500 0.20% 0.20%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.

Certificates

Account Type Minimum Balance Rate APY
6 Month CD
$1,000 0.50% 0.51%
12 Month CD
$1,000 0.90% 0.91%
24 Month CD
$1,000 1.25% 1.26%
36 Month CD
$1,000 1.50% 1.51%
48 Month CD
$1,000 1.75% 1.76%
60 Month CD
$1,000 2.00% 2.01%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.

Retirement

Account Type Minimum Balance APY
IRA's
$100 0.80%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.

Education

Account Type Minimum Balance APY
ESA's
$100 0.80%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change without notice.